Features
- Available in 24 countries
Files
Partners
Target market
- Merchants / e-commerce
Regional presence
Europe
Details
Driving Real-Time Digital Transformation |
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ACI Worldwide powers digital payments and banking for more than 6,000 organizations around the world. We have more than 45 years of payments expertise and customers in 95 countries. We serve 19 of the top 20 banks worldwide and more than 80,000+ merchants directly and through payment service providers. More than 5,000 organizations use our electronic bill payment solutions and 1,500 banks, intermediaries and merchants prevent fraud with our solutions.
Target market
Contact details Annett Van de Bunt, Director Marketing, Merchants Payments Solutions Geographical presence Global
Year founded
1975
Investors
Public listed company
License type
APM agnostic and acquirer independent
Member of industry association and/or initiatives
MRC, NRF, MAG, Vendorcom, EBA, US Faster Payments Council, Open Banking, ATMIA, CEPS/ECRI, InfraGard, IFX, NACHA, NSPO, PSR, SWIFT, US Payments Forum, Women in Payments
Service provider type
Core solution
ACI Worldwide serves the full payment ecosystem, processing and managing digital payments, managing fraud and risk for merchants, banks, and intermediairies. The company enables omni-commerce payments through secure ecommerce and omni-commerce solutions, while also offering real-time multi layered fraud management, including machine learning. Payment Service Provider – Gateway
Payments and fraud software solutions provider, powering electronic payments and currently serves more than 80,000 merchants; processing more than a billion transactions annually via our platform.
Payments Orchestration – Payments as a Service
Yes
Pay-out/Disbursements
ACI Worldwide provides pay-out/disbursements directly for banks and through partners for merchants. For banking, pay-out/disbursements without partners.
Financial Infrastructure
ACI Worldwide provides an acquirer agnostic solution
Payments Infrastructure
ACI Worldwide provides end-to-end payments and risk management services. ACI’s solution is white-label for Merchant Intermediaries, such as PSPs, ISOs, payment facilitators, ISVs, and acquirers, or can be used directly by merchants. It is a multi-language, multi-currency solution, which is connected to hundreds of local and cross-border acquirers and alternative payment methods across the globe.
B2B payments
ACI Worldwide offers ERP integration, onboarding, factoring, e-invoicing, and AP automation to lending and KYC
Cryptocurrency payments solution
Bitcoin
POS/mPOS
ACI Worldwide offers a pre-certified POS solution with PAX, Oracle, and Elavon. It provides a standard ACI POS interface for vendors to integrate to ACI. mPOS – has an iOS and Android native mSDK – it will either run directly on an Android mPOS device or it will connect to an mPOS device.
Channels - context Online Yes
POS/In-store
Yes
Omnichannel
Yes Payments capabilities Hosted pages Yes
Whitelabel solution
Yes
Recurring billing
Yes. ACI Worldwide provides scheduled flexible installments for merchants to set up subscriptions and recurring payments with a wide variety of options including monthly, weekly and daily payments.
Payment methods supported
Yes. ACI Worldwide supports hundreds of acquirers and payment methods globally. For more details please click here. Settlement currencies
ACI Worldwide supports acquirers’ settlement currencies
Instant settlement
Collecting and settlement of all major APMs via best-in-class partners
Tokenization
Yes, including merchant omni-tokens. For more information please click here.
Pay-out/Disbursements
Yes. With ACI Billpay services for USA only
Dynamic routing
Yes. ACI Smart Transaction Routing, part of the ACI Secure eCommerce Solution, is a comprehensive suite of routing solutions designed to help domestic and cross-border merchants and Merchant Intermediaries improve acceptance, conversion and payments performance in a cost-effective way. ACI Worldwide provides a portal to manage all the different MIDs that must be set up to manage the different routing options.
Intelligent routing/routing optimisation Yes ERP intergration Yes E-invoicing (automated) Yes, with ACI billpay solution for the US only Reconciliation and reporting Yes. ACI has unified settlement reporting. A consolidated settlement report format across all acquirers and alternative payment service providers. We don't transfer money. Factoring Supported by our connected partners Onboarding Yes Reporting/dashboards Consolidated data and reporting dashboard Yes. The business intelligence functionality is available via a secure internet portal, accessible anywhere in the world with no local setup or software requirements, with full control in-real time. Fraud and risk management capabilities Chargeback management Yes, integration to both VCR & MCOM and automated dispute management. Fraud ratio PSD2/SCA For Financial Institutions only, available with 30 banks. Fraud and risk management partners ACI Worldwide augments its fraud management solution with 3rd party partners like Arvato, Neustar, Targus, TransUnion, Ekata, Lexis Nexis, Emailage, Threatmetrix. Financial and compliance capabilities FX – number of currencies available ACI Worldwide is not an acquirer/PayFac, but supports multi currency with secure ecommerce and omni-commerce solutions. Virtual IBAN Yes. ACI Worldwide supports virtual IBAN Multi currencies Virtual IBAN Yes. ACI Worldwide supports virtual IBAN Current account/settlement N/A Lending N/A Instant settlement
No
Client onboarding (KYC/KYB) ACI Worldwide helps to facilitate KYC
Clients Main clients/references More information available upon request
Case studies For all ACI Worldwide case studies please click here. Awards Innovation Excellence award from Frost & Sullivan for eCommerce Fraud Prevention 2020 – IDC MarketScape: Worldwide Integrated Payment Platforms 2019-2020 – Frost & Sullivan 2019 Global Product Leadership award Future Developments More information available upon request Transaction volume 225+ billion consumer transactions each year Transaction value USD 14+ trillion in payments and securities transactions daily
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Headquarter